in response to mc43... I did not mean to upset you at all and I do feel for people who post on this site for help. It seems to be more of a airing out site because a person would be crazy to send money to anyone under this circumstance. I will tell you just what I told that other lady. There is some help at your local DHS office for food subsidies and help with utilities if you have low income. Sometimes the local power companies have programs to help those that need it. I do believe that we have to help ourselves even when it hurts. I am retired now but I raised 3 kids and paid off $100,000. of uncovered medical after my husband died. It was not easy, nor pleasant. But the kids got raised and those wonderful people at the labs and testing centers were paid. It can be done. I hope your situation improves. My heart goes out to all of you.